Mortgage Town

Obtaining a car loan is as simple as going to an auto dealership, giving a down payment and filling out all necessary loan paperwork. Attempt to secure a loan with a bank or credit union as well before heading down to the dealership with tips from a credit repair specialist in this free video on auto Loans.

Expert: Adriel Torres
Contact: ultimatecredittoday.com
Bio: Adriel Torres has been in the Mortgage business for over a decade. He has owned two mortgage companies and is a licensed mortgage broker.
Filmmaker: Christopher Rokosz

Duration : 0:1:12

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Technorati Tags: Auto, Cars, credit, loans, refinance, Vehicle

Quicken Loans client Kai Loedel of California discusses in this video testimonial about how Quicken Loans and Adam Kresch helped him refinance his Mortgage. Kai was impressed with Quicken Loans’ online document management and customer service, with Quicken Loans offering him a no-cost refinance well after he had already closed.

Duration : 0:2:51

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Obama’s Home Affordable Refinance (HARP) program http://www.rmilending.com has been revamped. Since there are a few changes to the plan, many homeowners now want to know if they qualify to refinance now. Watch this video to have the home affordable refinance program explained in under 2 minutes.

The first thing you should be aware of is that Obama’s HARP program is NOT going to help everyone that is upside down or underwater on their mortgage. One of the main qualifications is that your loan must be owned by Fannie Mae or Freddie Mac and you must have received that loan before June 2009. Now, how do you know if Fannie or Freddie owns your loan? Just give me a call or send me an email and I can look that up for you. If it is owned by them, then it doesn’t matter how far upside down on your Mortgage you are, because the Loan to value cap has been lifted completely. In addition to that, you won’t need to have an appraisal, and loan fees will be reduced or possibly even eliminated if you are refinancing to a shorter term, like going from a 30 year to a 15 year fixed.
It’s important that your last 6 payments have been made on time, and you can’t have more than 1 late payment in the last 12 months.

More details and rate pricing from the banks will be revealed around November 15th, and the banks that I work with are expected to start taking loan applications for this program around December 1st. Also, the program will be available through the end of 2013, but there’s no guarantee that low interest rates will be around that long, so if you, or someone you know who is underwater wants to see if your loan qualifies for the new and improved home affordable refinance program, please give me a call right now. Thanks for watching, and please share this with your friends.

Duration : 0:2:0

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As many homeowners try to refinance their home Loans due to record low Mortgage rates statistics show how often banks say no.

Duration : 0:2:8

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Technorati Tags: lower, rates, refinance

Quicken Loans client Jeffrey Kuisti of Ohio discusses in this video testimonial about how Quicken Loans and Dominic Pellittieri helped him refinance his Mortgage. Not only did Quicken Loans offer Jeffrey the lowest rate, but they helped him find a loan that was just right for him. Jeffrey was also very pleased with how fast and easy the online experience was, and would gladly recommend Quicken Loans for others looking to refinance.

Duration : 0:3:1

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Montgomery Mortgage Solutions provides Mortgage Loans, home equity loans, home equity line of credit, refinance mortgage

Duration : 0:1:17

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Technorati Tags: Belle Mead NJ, Hillsborough NJ, home equity loans, Montgomery Mortgage, Montgomery NJ, Mortgage Lender, refinance, Reverse Mortgage

http://www.notapennydown.com Here’s another reason why you must eliminate your high interest rate credit card debt with Vancouver Mortgage Broker Mark Fidgett

Duration : 0:2:35

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With millions of Americans “underwater” on their Mortgages and millions of homes facing foreclosure, President Obama unveiled a revamped home-Loan refinancing program Monday during a stop in Nevada, which has the country’s highest foreclosure rate. Judy Woodruff and guests examine the politics and substance of the plan.

Duration : 0:15:41

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Technorati Tags: financial crisis, foreclosure, homeowners, homes, Housing bubble, Housing Bust, Judy Woodruff, Mortgage, Nevada, OBAMA, PBS NewsHour, president Obama, refinance

http://www.kcloantips.com/irr-refinance.htm

Darren Copeland of KC Loan Tips, talks about how you can qualify for an Internal Rate Reduction Home Loan. Veterans who’ve already taken advantage of the VA loan have another attractive refinancing option. An IRR refinancing option allows veterans to refinance their current home loan without pulling credit.(Also called VA to VA Refinance or Streamline.)

For more information on home loans, give Darren a call at 816-268-4025.

Connect with us:

http://www.facebook.com/KCloanTips

http://twitter.com/#!/loantipskc

http://www.linkedin.com/in/darrencopelandkc

Duration : 0:1:31

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Technorati Tags: Home Loans, IRRL Home Loans, Mortgage, refinance

Struggling homeowners who could benefit the most from the all-time low interest rates often don’t have the equity in their homes to qualify. Cynthia Bowers reports on the cruel paradox.

Duration : 0:2:48

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