Jan 18
Khan Academy style presentation by a CFP(r) Professional of explaining Jan 18
http://www.kw.com
An Adjustable Rate Mortgage may offer a lower initial interest rate and monthly payments than a conventional fixed rate mortgage.
After an initial term, the interest rate on an adjustable-rate mortgage Loan is re-set periodically to keep the rate in line with current market interest rates. For example, a 3/1 ARM loan offers a fixed rate for the first three years. The interest rate adjusts once a year thereafter. 5/1, 7/1 or 10/1 ARM loans offer a fixed rate for the first five, seven or ten years respectively, adjusting yearly thereafter. The lender sets the adjustable interest rate by adding a fixed percentage to an index rate. When the interest rate goes up, your monthly payment also increases.
Most ARM loans have a periodic rate cap and lifetime cap to limit the amount the interest rate can increase each adjustment period and over the term of the loan.
If your start rate is less than the fully indexed rate your interest rate and monthly payment may increase significantly at the first adjustment — even if the Index does not change. And, your interest rate and monthly payment will increase even more if the Index rises.
Discuss with your mortgage professional how an adjustable rate Mortgage may be the solution to your financing needs.
For more information, please contact a Citi Mortgage Consultant at 1-877-693-0217.
Duration : 0:1:49
Jan 15
Learn about the 2 kinds of mortgage debt, points, and Mortgage insurance premiums (PMI). Brought to you by The Tax Institute.
Duration : 0:2:22
Jan 14
Jan 11
Quicken Loans clients Lisette and Anthony Murray of Texas discuss in this video testimonial about how Quicken Loans and Aaron Ross helped them refinance their home. Lisette and Anthony loved Quicken Loans’ online document submission, as well as all the personal attention Aaron gave them throughout the entire process.
Duration : 0:2:22
Jan 11
Nobel economist Joseph Stiglitz interviewed by AMERICAblog’s John Aravosis and Chris Ryan in Paris on August 28, 2011. This segment is about the Dodd-Frank banking reform bill and the Mortgage crisis in America.
Duration : 0:4:4
Jan 10
Tips for how to get your Loan modification approved. What you need to know before calling for a loan modification or a Rate Freeze from your current lender. Please turn on annotations for important updates.
Duration : 0:6:57
Jan 08
The Stench of Truth radio show airs every Friday 7-9PM Eastern time on:
http://www.inceptionradionetwork.com
and
http://www.talkstreamlive.com
http://www.platformforthefuture.com
http://www.tenebroust-thestenchoftruth.blogspot.com
http://www.tenebroust-populistpolitics.blogspot.com
The Stench of Truth (493).mp4
Some background. It may seem like I focus on the republicans and the lunatic right a lot but I have and will continue to call out the democrats for their shill behavior. I was on Obama long before he was the democratic candidate in 2008. One need look at the campaign financing to see that both parties are paid by the same people. Look at Pelosi and Reid bith got big money from “healthcare industry” which is 99% health insurance companies that’s why we have the mis-named “Affordable Care Act” or Obamacare which is a bailout of insurance companies which are wedded to the banks and deep in the fraud of derivatives and the Mortgage fiasco. Under it you are forced to pay too much for a crappy policy that doesn’t cover much. THE INSURANCE INDUSTRY IS THE BIGGEST COST FACTOR BY FAR IN THE WHOLE HEALTHCARE DEBATE. Get rid of them with single payer and you save hundreds of billions of dollars every year. Should the protesters be in Wall Street, Chicago, London to protest the banks or should they be protesting the FED? Wall Street and the banks of course. Why? Because how do you think it works? Do you think Ben and the boys call up JP Morgan and tell them what to do or is it the other way around? The banks are the problem. There is a multistate deal being floated right now which would absolve the banks of any wrongdoing in the mortgage fiasco that led to the depression we are in and the restitution amount is 20 Billion. That is a ludicrous joke. If they say 1 Trillion I’ll start to listen. Schneiderman the DA of NY has bowed out of those talks because he says he wants to air it out and chase the fraud. His office has already been attacked with the outing of a female employee that moonlighted as a dominatrix. If he is serious expect more of this activity against him. Don’t let the banks get away with the largest fraud, theft scheme in world history! For more proof that it is the banks just look at Europe and their so-called “sovereign debt crisis”. There is not a single country that has a debt crisis, they have a bank bailout crisis.
Duration : 0:16:17
Jan 07
Keiser Report: Payday loans, and gold+silver and property price war (07Jan12)
property loan 3 Comments »
Max Keiser and Stacy Herbert discuss the issues of the UK having more companies than ever offering so called pay-day Loans because of a lack of UK regulation, the price of gold and silver, the manipulation of it by central bankers. Also the manipulation for the UK property sector by economic terrorist Mervyn King with record low interest rates.
Recorded from RT, Keiser Report, 07 January 2012.
Duration : 0:13:3
Jan 05
Statistics you can access from the ABS that call into question why the average First home owner Mortgage is so large and why there is a very real chance Australia’s property prices will fall dramatically within 12 months.
Duration : 0:6:24