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CalPEMS – Home Loans for California Government Workers

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http://www.calpems.com/

Do you work for a governement agency in California?

Do you need help to buy or refinance your home?

California Public Employee Mortgage Services is here to help.

CalPEMS stands for California Public Employee Mortgage Services, a special loan proram from Land Home Finanacial Services. Here are a few of the benefits when you work with us:

-You’re can use CalPEMS as soon as you start working at your government agency
-You Lender Fee is discounted to $395
-You can even selcect a Home Loan program with no closing costs
-Our approved affilates will reduce their title fees for you
-CalPEMS loans can be used for your Primary home, Vacation home or investment property
-Interest rates are posted at CalPEMS.com

Another big benefit to using CalPEMS is the Buyer Agent Credit
-CalPEMS real estate agents agree to credit part of their commision to help pay your closing costs

Example:
$400,000 Home price
$12,000 Buyer’s agent commission (example 3% commission)
$2,400 20% buyer agent Credit to help pay your closing costs
These funds might make the difference in whether or not you can buy the home you really want.

For more information or to get Pre-approved for a home Loan, call 888-916-PEMS or visit CalPEMS.com

Our mission is “Serving the people who serve the people”

“Sunshine” – Music by Kevin MacLeod (incompetech.com) Licensed under Creative Commons “Attribution 3.0″ http://creativecommons.org/licenses/by/3.0/”

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