On 22 Dec 2011, Dennis Ng, founder of www.HousingLoanSG.com, 吴加万, 房贷咨询网站，www.HousingLoanSG.com 创办人 was invited to share his views on the Singapore Property Market outlook and also his advice on planning and taking of Housing Loans. He shares the supply and demand situation in year 2013 and whether it is possible for Singapore Property Prices to fall by as much as 30% in year 2013?
Duration : 0:11:59
On 22 Dec 2011, Dennis Ng, founder of www.HousingLoanSG.com, 吴加万, 房贷咨询网站，www.HousingLoanSG.com 创办人 was invited to share his views on the Singapore Property Market outlook and also his advice on planning and taking of Housing Loans. He shares the supply and demand situation in year 2013 and whether it is possible for Singapore Property Prices to fall by as much as 30% in year 2013?
Duration : 0:11:59
http://www.MyEliteLending.com
Jupiter FL Mortgage Banker and Broker Danny Poulos discusses how Zillow can kill real estate sales
Duration : 0:3:0
http://www.calpems.com/
Do you work for a governement agency in California?
Do you need help to buy or refinance your home?
California Public Employee Mortgage Services is here to help.
CalPEMS stands for California Public Employee Mortgage Services, a special Loan proram from Land Home Finanacial Services. Here are a few of the benefits when you work with us:
-You’re can use CalPEMS as soon as you start working at your government agency
-You Lender Fee is discounted to $395
-You can even selcect a Home Loan program with no closing costs
-Our approved affilates will reduce their title fees for you
-CalPEMS loans can be used for your Primary home, Vacation home or investment property
-Interest rates are posted at CalPEMS.com
Another big benefit to using CalPEMS is the Buyer Agent Credit
-CalPEMS real estate agents agree to credit part of their commision to help pay your closing costs
Example:
$400,000 Home price
$12,000 Buyer’s agent commission (example 3% commission)
$2,400 20% buyer agent Credit to help pay your closing costs
These funds might make the difference in whether or not you can buy the home you really want.
For more information or to get Pre-approved for a home loan, call 888-916-PEMS or visit CalPEMS.com
Our mission is “Serving the people who serve the people”
“Sunshine” – Music by Kevin MacLeod (incompetech.com) Licensed under Creative Commons “Attribution 3.0″ http://creativecommons.org/licenses/by/3.0/”
Duration : 0:1:31
This video is broken into 2 because of its size. Please watch Part 2 at the end..
Duration : 0:10:30
Investing in property and building wealth is now easier than ever, in fact you can buy a brand new investment property for around $50 per week!* With competitive interest rates an investment property is now even more affordable. Assured Home Loans and Total Investment Property Solutions have joined forces to ensure everyday investors just like you can easily enter the property market or grow your existing portfolio.
Duration : 0:0:31
503.698.5801 – see today’s rates at www.GoNorthwestLoans.com
Duration : 0:8:31
Did you know that you may be able to get a home Loan with a 500 credit score?? See this video!
Duration : 0:5:57
Max Keiser and Stacy Herbert discuss the issues of the UK having more companies than ever offering so called pay-day Loans because of a lack of UK regulation, the price of gold and silver, the manipulation of it by central bankers. Also the manipulation for the UK property sector by economic terrorist Mervyn King with record low interest rates.
Recorded from RT, Keiser Report, 07 January 2012.
Duration : 0:13:3
http://www.REIClub.com – Are FHA Loans Good for Home Buyers? Here Are The Pros and Cons To An FHA Loan.
Hi, this is Frank Chen with REIClub.com, the only site you need as a real estate investor. Today I’ve got quick video on the pros and cons of Federal Housing Administration (FHA) Loans.
What are FHA Loans?
The FHA doesn’t lend you the money, they guarantee the loan, so the lender doesn’t take on a financial risk by extending you credit. the FHA guarantees that a lender won’t have to write off a loan if the borrower defaults — the FHA will pay.
The insurance removes or minimizes the default risk lenders face when buyers put down less than 20 percent. Without further approval from FHA, its approved lenders are authorized to:
Take Loan applications
Process loan applications
Underwrite and close the loan
FHA Requirements: http://www.fha.com/fha_loan_requirements.cfm
- mortgage insurance – policy that protects lenders against losses resulted from defaults on home mortgages
- fha loan limits – variety of housing types, state and county in which the property is located.
- loan checklist – information needed by your loan officer
- closing costs – only some closing costs are covered, rest to seller
- fha dept ratios
- fha credit issues – no credit, bankruptcy, foreclosure
Pros to FHA Loans
- low down payments – 0-3% down payment
- low interest rates
- better chance for loan approval
- credit score is not highly weighted – but credit is needed
- flexible repayment terms – multiple options
- work with you – during hard times
- lower monthly mortgages
- Bankruptcy/Foreclosure – after 2 years you can re-qualify with FHA
Cons to FHA Loans
- not for everybody
- low limits – may not cover total cost of home
- strict Mortgage insurance policy – premiums – 1% upfront, .85-.9% annually – 5 years
- need established credit
- limited options – long-term home ownership
Despite some of the drawbacks of FHA loans, FHA Home Loans serve perfectly the needs of some clients. So, you should educate yourself about both their cons and pros and check whether you are one of those clients.
If I by chance you are interested in pursuing FHA loans, be sure to go to a lender that is “direct endorsed” with FHA and only deal with people who have been doing this for a few years.
Again, this is Frank Chen with REIClub.com. Please take the time to leave your comments for this video below and please subscribe to our YouTube channel so you’ll be automatically notified when we upload more quick video tips for you. Take care and good investing.
Duration : 0:4:40