Mortgage Town

I live in oregon where you are only allowed to establish one payday loan at a time within the state. However I was wondering if I would be able to take out a payday Loan in washington, where you can have more than one at a time. Since they are not within the same state, would I be able to do that? Please no lectures on payday loans and
Their so called evil. I promise I’m a big girl, capable of coherant thought.

You should be able to however this is a sign that you are digging yourself into a financial hole.

I’ve been told that there are some states where it is illegal to get a cash Loan. I’ve been trying to find out whether my state is ok for getting this type of loan. Does anyone know where I can locate what states allow payday lending, or cash lending? It’s really frustrating as there is not great information telling me this.

You do understand…that this type of lending is "predatory" by nature, taking advantage of poor people by charging them outrageous interest rates..right?

ME and my husband who is active military are trying to get a payday loan. Some unexpected stuff came up. We tried online for one and every single one we went to said we didn’t qualify because he was military. Which is complete crap, my husband is out there everyday risking his life and we can get a payday loan it’s really irritating. We are trying through pioneer military loans but it’s taking forever and we can barely get through to customer service. So does anyone know where we can get approved?

According to the Fiscal 2007 Military Authorization Act, it is illegal for creditors to lend military personnel and their dependents any financing with interest and fees that are greater than 36% combined. In addition, it is forbidden for any lender to use a check or other “financial instrument” for collateral for a loan. This could explain why it is extremely difficult to find a lender for your situation.

However, I do not recommend using a payday loan. If you need cash right away then I believe you should try to acquire funds through the following methods:

1) Pawn Shop – If you have collateral then taking some of your possessions to a pawn shop may make sense. They typically offer you about half of what your possessions are worth while they hold on to them. If you pay them back (with interest) then you get your possessions back.
2) Credit Card – If you have a credit card with available funds then this method will save you money compared to a payday Loan. The terms are much better with a cash advance from a credit card than a payday loan.
3) Consumer Loan – Try talking to your local banks and credit unions about getting a small personal loan. They offer lower interest rates, better overall terms, and you can request to repay them in installments.

I wrote a check to one of those payday Loan places but my check didn’t clear my bank. Does anyone know the process of paying it back?

Get out your contract NOW and read all that fine print you signed. You are now going to be hit with additional fees. Realize this is NOT just a check that did not clear. Your bank will charge for the NSF check (about $34) AND the payday lender will charge for the returned check (could be $25 or more) if they redeposit it again and the funds are still not available your bank will again hit you for the NSF check (another $34) and the payday lender will send it to an attorney for collections (additional attorney fees).

Call them and make good on the debt immediately, as you can see, the debt can rack up quickly beyond the fees your already being charged.

I need a payday loan but all the websites I go to always redirect me to another one and what not.. I need one that has no bs. will give me a Loan and thats its direct deposit to my account. any one know any good ones?

NONE!
They ALL will do that thing where you fill out form after form and they farm your info out to heaven knows where… you may even end up having your bank account charged an application fee (if you gave your banking details)

Stop looking for a payday lender online. Go to a payday lender that has an actual store in your city. (if they are even legal where you are)

I have gotten in over my head.Started out with one Loan for an emergency..Could’nt pay it so took another loan to pay it, then another to pay it.Now I am trapped in 4 loans. Paying $76 each every two weeks to extend it (them) for another two weeks. Over $300 each payday. What will happen to me if I close my bank account? Will I go to jail? I am so scared, but am about 30 minutes away from being homeless because of this mess. This last payday, I went without any food for two weeks, living off of what my co-workers didnt eat from thier lunch. This is pitiful..I could not even buy myself something off of the dollar menu…..Can anyone tell me if I will go to jail. I am 50 years old and have never ever been in any trouble…I am in such a deserate state over all this mess.

You don’t have to worry about going to jail. If you don’t willingly give them money, they will get a court order against you and may garnish your wages, collect tax refunds, etc.
Either speak with one of those credit places that help bargin your loans down to no interest. If you do this they know you are serious and might declare bankruptcy. In certain instances if you declare bankruptcy, they might not get any money.
Or else speak with a bankruptcy lawyer. They will let you know your rights and how they can help you. If you speak with them you are not obligated to use their services, but the information is very helpful.

Apply at http://www.mrpayday.ca for Payday Loans Online!

Some Useful Facts about Payday Loans Online:

payday loans Online, these loans give the borrowers a real chance to repay with longer payback periods and installment payments.

As such Payday Loans Online is usually designed to last only between two weeks and a month, after which they are best paid back as soon as possible.

Because Payday Loans Online has such short terms to maturity, the cost of borrowing, expressed as an APR, is very high.

Payday Loans Online is most convenient, as you just have to fill in a simple application form.

In fact, Payday Loans Online is basically short term loans that are given to people who need money between paychecks.

Because Payday Loans Online are only suitable for smaller cash requirements, they can be taken on for a much reduced length of time, mainly when contemplating long term lending options.

Payday Loans Online are small, short term loans in nature such as these loans offer the amount ranging from $100 to $1500 for a time period of 14-30 days.

Fees for Payday Loans Online are typically a percentage of the face value of the check or a fee per $100 loaned.

Payday Loans Online are trivial, short-range loans that can be received simply either person-to-person or over the web.

Duration : 0:0:28

Read the rest of this entry »

I’m a little tight on funds this month and have a few bills coming up. Does anyone know of a legit, safe website to get a payday Loan from.

Just try these legit cash loans 1hour.

http://bestpaydayloancompanies.com

I need to do an online payday loan but I cant find one in Arizona that accepts greendot. Anyone know of anything?

Unfortunately all online payday loan lenders require a checking or savings account. Greendot, a pre-paid debit card, does not qualify under these restrictions. If you need to access funds quickly then I suggest either getting a cash advance from your credit card due to lower interest rates (if you have a card) or try to get a small consumer loan from a local bank or credit union. These loans will cost less and be less inconvenient than payday loans if you pay back the consumer Loan in monthly installments.

Apply online at http://www.mrpayday.ca for Payday Loan Ontario!

Duration : 0:0:51

Read the rest of this entry »

Technorati Tags: Loan, Ontario, payday