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A credit card cash advance seems like a reasonable answer to a fast cash need. But the truth is, it may not be everything its cracked up to be. John took out a credit card cash advance, but didnt know how expensive it would be. With a payday loan, you pay one upfront fee before paying back the loan on your next payday. Its as simple as that.
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I have a payday loan/cash advance that I didn’t pay back now its on my credit report. 1st question is can they do that?? I have recently received some papers in a mail stating that these types of companies are currently in a Class Action Lawsuit. 2nd question…If the case goes in our favor..can I get this taken off my credit report?
Of course they can
They extended you credit and you didn’t repay them according to the contract (it’s like 5 or 6 pages that you have to sign to take out these Loans, lots of small print that informs you they can report you if you do not pay)
Depends on what the class action suit is about. The thing is, by the time the class action suit is ironed out, it would either be off your report (aged off) or you will be sued by them or the collection agency they sell your debt to, so it won’t matter.
Pay day